Open protocol. Community token. 40+ apps live. Xetro wallet now on the App Store. Build on HumanPay and reach millions across 12 global markets.
HumanPay is a custom blockchain written in Rust. It processes gifts, earnings, redemptions, and conversions — with zero fees for the first 50 developers who build on it.
Every other blockchain is mined by machines burning electricity. HumanPay is mined by people doing something remarkable — being generous.
Xetro is fully non-custodial. Your private keys are generated on your device using secp256k1 — the same elliptic curve used by Bitcoin and Ethereum. They never leave your phone. Not even HumanPay can access your funds.
Your keypair is created locally using cryptographic randomness. The private key is stored in your device secure enclave — never on our servers.
Every transaction is signed on your device before it reaches our servers. HumanPay verifies the cryptographic proof — but never touches your key.
Because Xetro is non-custodial, HumanPay operates as a software provider — not a custodian. Your funds are protected even if HumanPay ceased to exist.
The HumanPay blockchain verifies every transaction signature using secp256k1 elliptic curve cryptography — the same standard trusted by Bitcoin since 2009.
Every app in the HumanPay ecosystem uses HMP as its currency. Protocol fees flow back to HumanPay CIC regardless of who built the app.
Xetro Mesh uses Bluetooth Low Energy to send HMP between phones with zero internet, zero mobile data, and zero fees. Built for communities where connectivity is unreliable — from Zanzibar to rural Italy.
How it works: a buyer opens Xetro and taps Send nearby. Their phone scans for Xetro users via Bluetooth. They select the recipient, enter an amount, and send. The transaction is signed locally — no server needed — and queued until either phone gets signal. When it does, it syncs to the HumanPay blockchain automatically.
HumanPay protocol is open. Any developer can build a finance app on our blockchain and reach HMP users across 12 global markets. Zero protocol fees for the first 50 apps. After that, standard protocol fees apply on every transaction — paid in HMP.
Apply for Early Access →A phased expansion across 12 markets. Every milestone is designed around one convergence point — October 2026.
Early investors get the lowest price. 1,000,000 HMP available in Round 1. ICO opens August 2026 — timed to coincide with the Zanzibar pilot launch and anticipated BTC market peak.
Register Interest →Open protocol. First 50 developers free. 39 apps live. One blockchain powering finance across 12 global markets.
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